which i think are much more prevalent today in zero interest rate environment with record debts, record deficits, record policy intervention, currency devaluation. japan says it will have a 2%, 2% target for inflation. the currency deappreciates 15% in three weeks. david: the problem you do have carrying charges. you can't keep these things in your pocket. so there is that to add into it as well. steven feldman, founder and partner gbi. >> thanks very much. david: you may have heard of the new medical device tax in obamacare but did you know it may affect the medical apps docs use on their mobile devices? could that have a negative effect on one of the most innovative new elements of health care? not many saw this coming but our next guest did and he is fighting it tooth and nail. liz: the headline numbers seem to paint a pretty picture with many saying the housing market is back but is wall street optimism felt with businesses related to the housing industry on main street? we're talking with three business leaders who are knee deep in the industry. they will paint us a real picture of the hous